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PencilKey, a National Common Mobility Card (NCMC) compatible RuPay contactless keychain, was developed by Pencilton, a teen-focused finance firm.

  • PencilKey, a National Common Mobility Card (NCMC) compliant RuPay contactless keychain, has been created by Pencilton, a teen-focused fintech business, in collaboration with the National Payments Corporation of India (NPCI) and Transcorp. 

  • The Pencilton app, which can also be used to load money, check spending, block/unblock the account, set limitations, and more, allows users to activate and manage their PencilKey.

  • PencilKey is linked to the PencilCard, a prepaid card, metro card, and bus card. PencilKey comes with the NCMC benefits currently used on the Delhi Airport Metro line and Goa’s buses.

  • It will also be accepted for metro travel in Pune, Chennai, and Mumbai and on Mumbai’s BEST buses. The virtual PencilCard is free, according to Pencilton.

  • Consumers can purchase a PencilKey for $150 and a PencilCard for $100. Still, as part of the company’s launch promotion, users can buy a PencilKit (combo) for $200, containing the PencilCard and the PencilKey.

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